Pet Insurance: Could You Afford the Cat health Care?

Posted February 28th, 2011 by gemainz

Any cat owner will tell you that felines are family members just like humans and that losing them doesn’t bear thinking about. But if something were to go very wrong and your cat was injured or became ill, would you be able to pay for the cat health care?

When asked about the costs behind keeping a cat, people think of the cat food and perhaps the cat litter. You may also factor in regular worming treatments or flea collars. Few people stop to think of the potential costs of cat health care bills.

In reality, vet bills can be massive if the cat needs serious surgery or medical treatment. If your feline friend is lucky enough to survive being hit by a car it could require surgery. There are also illnesses like diabetes or leukaemia which could require ongoing medication. Would you have the money to cover these cat health care costs?

Perhaps you think you’ll be lucky, but is it worth the risk? This is why there is pet insurance. You pay for the insurance which will cover the costs of treatment if something were to happen. With pet insurance you won’t have to worry that cat health care is over budget.

Buy the pet insurance whilst your pet is still a kitten. Premiums will be higher for older cats with existing problems. Remember that as with any insurance there could be conditions, so be sure to check the small print. Paying for vaccinations will still be your responsibility and if your cat isn’t up to date the insurance company could refuse to pay for treatment for illnesses that vaccination would have prevented.

As well as paying for cat health care, pet insurance can have other extras, so shop around. Some companies will offer money to cover the costs of advertising or offering a reward should your pet go missing.
Pet insurance is vital to give you peace of mind. What is important is to get the best deal you can and to make sure you know what is included. Take care to understand excesses and limits and remember to renew annually.

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